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Do you Need Health Insurance? See if you Qualify.

Find someone nearby to help you apply.

People and groups in your community can help you apply, pick a plan, and enroll – all for free. Most are available to meet in-person.

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Some helpful things to know

  • If you don’t already have health coverage, the Marketplace is a way to find and buy health coverage that fits your budget and meets your needs.
  • You can enroll during Open Enrollment or during a Special Enrollment Period if you qualify because of a life change.
  • With one simple application, you can find out if you might be eligible for help paying for a Marketplace health plan or for programs like Medicaid or the Children’s Health Insurance Program (CHIP).
  • You can apply online at gov, by phone, by mail, or in-person with the help of a trained assister or navigator.
  • Each health plan generally will offer comprehensive coverage, including a core set of essential health benefits like doctor visits, preventive care, maternity care, hospitalization, prescription drugs, and more.
  • health insurance north carolinaNo matter where you live, the Marketplace will offer plans from private companies and you’ll be able to compare your health coverage options based on price, benefits, quality, and other features important to you before you make a choice.
  • Health insurance companies selling plans through the Marketplace can’t deny you coverage or charge you more due to pre-existing health conditions, and they can’t charge women and men different premiums based on their sex.
  • Once you’re covered through the Marketplace, it’s important to update information at HealthCare.gov if your situation or income changes, and return each year to compare available plans, then re-enroll or change plans.
  • For more information, visit HealthCare.gov. Or, call the Marketplace Call Center at 1-800-318-2596, 24 hours a day, 7 days a week. TTY users should call 1-855-889-4325.

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